About Anthony


Anthony M. Freed

♦ Writer, Researcher, Analyst, Financial Editor

Anthony is a researcher, analyst and freelance writer living in beautiful Eugene, Oregon.  Anthony writes about the finance industry – particularly information security related topics – and is a fervent advocate of both freedom and accountability.

Anthony’s work is featured by leading Internet publishers including The Chicago Sun-Times, Business Week BX, Seeking Alpha, InvestorCentric, OpenSalon, Bear Market Investments, Alacra Pulse, ML-Implode, Reuters, and dozens more, as well as having been referenced by the BBC News.

Anthony has worked as a consultant to senior members of product development, secondary, and capital markets from the largest financial institutions in the country, and he had a front row seat to the bursting of the credit bubble.

As Special Studies Coordinator, he worked as part of a talented team who developed competitive market intelligence for the banking and finance industries.

Anthony worked directly with senior members of product development, secondary and capital markets from the largest financial institutions in the country including Bank of America, Citigroup, JPMorgan, Washington Mutual, Countrywide, Wachovia, Fifth Third, IndyMac, GMAC, SunTrust, and many more.

Anthony has extensive experience in research, data collection, analysis and custom report design, as well as long term project and client management.  He continually locates, develops and maintains high level resources and contacts in the finance industry in order to maintain regular access to competitive intelligence that may not be available through traditional channels.

He has led high profile projects from conception and development through implementation, and has been extremely fortunate to continually have worked with a culturally diverse team of colleagues possessing unlimited talents, and who worked tirelessly to ensure the highest standards of quality in client satisfaction and product quality.

The primary types of data sought and utilized for these reports consisted of proprietary underwriting guidelines, base rate and adjuster databases with APRs, production metrics and market analytics, fee schedules and internal company communiqué.

This data was nearly worth its weight in gold, and extremely difficult to secure on a regular basis. Even clients would bar access to the majority of their data through the official channels, but Anthony always managed to get his hands on the best intelegence.

During the housing bubble, the hunger for product and market intelligence that was driven by the desire to gain market share was so great that executives at nearly all of the lenders were willing to barter almost anything, but not necessarily with anyone.  That is where Anthony did his best work.

The crux of Anthony’s work relies on his ability to establish and develop relationships with senior level contacts at major corporations who can provide regular access to intelligence of the most sensitive nature.

Effectively managing and further developing these resources required a great deal of diplomacy and finesse, as the contacts were well aware that Anthony’s clients included their own biggest competitors.

Anthony also founded Everybody’s Holding Company, LLC, and has experience in all aspects of business operations, accounting and finance.

http://www.linkedin.com/in/anthonymfreed

Websites Anthony Developed:

Information Security Resources

Your Mortgage or Your Life

Information-Security-Resources.com Feature Articles by Anthony M. Freed:

Marine One Breach Has Winners and Losers

FDIC Q4 2008 Graphs Show No Bottom

Heartland Now Under SEC Investigation

Another Payment Card Processor Hacked

Heartland Update: Reps Respond to Questions

Did Heartland CEO Make Insider Trades?

Heartland Breach Bad As Tylenol Poisonings?

U.S.Banks Vulnerable to Sabotage

Losing Money? Watch Your Data Too…

The Financial Industry Takes Too Much


Photos © Anthony M. Freed
All Rights Reserved

22 Responses to “About Anthony”

  1. Shari Miller Says:

    Looks great Anthony, way to go!

  2. Heather LoBue Says:

    You rock Anthony. I am so happy for you. I really love the layout and the articles.

    Good luck with everything.

    Heather

  3. Scott Wilson Says:

    Site is looking better and better every day. Some very interesting stuff. Great in-depth coverage. Look forward to reading every day. GREAT JOB! Go get them.

    Scott

  4. Anthony M. Freed Says:

    Thanks all!

  5. alicia Says:

    can you help me with something?

  6. Anthony M. Freed Says:

    What would that be, I’ll see…

  7. tanisha Says:

    Thank you for not biting your tongue and playing with all your cards “face up”. Everybody’s an expert but few are willing to stand for the “right thing” versus the “right now thing”. I stumbled across your article and knew that the media would never tell the “truth”. I “smelled” the stench of the rotting corpses in our financial system, but like the rest of the american public, I just couldn’t understand the “double talk” and trying to integrate Wall Street’s “secret code” into this whole mess just did for me what it was intended to do…shut me down. The sad part is that we did this all to ourselves. 9/11 has nothing on the type of self-hatred we embed in our working poor and now they (we) have no choice but to get screwed again … with no vaseline, no kiss good-bye. I’ve never felt more “pimped” in my life.

  8. Anthony M. Freed Says:

    Tanisha-

    You nailed it – that feeling you feel is just what they want us all to feel – marginalization.

    Ever since the social unrest of the 1960’s there has been a concerted effort by the entrenched powers to make sure the population of this country stays de-politicized and passive.

    Have you noticed the rest of the world still protests? All we have is a small contingent at the WTO, and most of them were from other countries.

    They have broken us with a false political polarization – Democrats and Republicans.

    Why do you think all the elections since Reagan are so close? They keep us divided by making us think we are divided by using issues where there is no obvious majority opinion, or where they can over-simplify the issue as to be insolvable by their definitions.

    Thanks for your insightful comments – hope you have time for more.

    Anthony

  9. Kevin Says:

    Anthony,
    I am a former mortgage broker (15 yrs) put out of business by the implosion. I along with a few lender friends recently started doing residential rehabbing buying the REO’s on homes that have fallen in value by as low as 60%. Most of the loans were option ARM’s, 5 yr Arms, Alt-A’s, sub-prime loans, etc. I enjoy this very much as it creates opportunities to create income lost due to the mortgage meltdown and we are providing affordable housing opportunities and getting investors a great return on their assets.

    I realized that many jobs are being lost due to the melt down and that banks that are laying off tons of staff. This economic bailout by Congress will put many back into the workforce that were let go. Getting these ailing loans to be sold on the market again seems to be the direction that the industry will be going. The servicing companies are now offering loan mods and loss mitigation thus additional servicing has been required to stop the bleeding.

    I recently was interviewed for an internal management position with a Fortune 500 loan servicing vendor that had created a start up to develop a home retention division. This company is now beginning to contract with major lenders to identify loans potentially at risk and work out solutions- loan mods, restructuring, etc.

    It was very exciting to hear of the prospects for job opportunties that suit my experience and background. The interview went well but we both agreed that it would be in our best interest if I was available for a marketing-oriented position rather that an in-house, technical role with their company.

    My question: Can you comment on this field and can you tell me where to start to look for a marketing position in this new industry? Preferably without having to relocate out of my home state Colorado.

    Thanks,
    Kevin

  10. David Ward Says:

    Thank you Anthony.

    I’m been searching all over for different pieces of information about the major problems with this bailout. While I’ve found a lot of information, it’s been in many places and there were still parts missing.

    With your site I’ve found those misisng pieces and all in one place.

    I can’t thak you enough for the work you’ve done. Keep up the excellent work.

  11. John Says:

    I do not expect an answer, but hwo knows !?!?
    I feel like something very bad will follow, around February 2009 ! What would you recomand since you may know way more then we do ? What to do with money I have in a bank ? This FDIC who are saving as, looks a BIG fake and lies to me …

  12. Anthony M. Freed Says:

    Kevin – will email you

    David – thanks man, I am trying to help

    John – probably so, but maybe not

    thanks to all of you for your fine comments – they keep me going

  13. Eric Ogunbase Says:

    Anthony:

    You are on my Must Read list. Your analysis and knowledge is interesting and informative. I hope you don’t mind that I’ll be linking to you in a future blog post of mine.

    -Eric

  14. Black Star Ranch Says:

    …nice site…..nice look……a young person with a brain…….nice concept……

  15. Lani Says:

    I enjoy reading it & very impressive! I’m proud of you. One day you’ll be have your own program or show in FOX/CNBC. Anything is possible just like our new elected President. Way to go Anthony!

    - Lani

  16. Adonya Wong Says:

    Accidentally bumped you on alpha. I didn’t know until I got to the real-time page. Sorry.

    Your blog if chock full of info. It’ll take me forever to read it all. :)

    Adonya Wong
    Author | Autism Advocate | Blogger

  17. Worried About Losing Dollars? You Better Watch Your Data Too… « Your Mortgage or Your Life… Says:

    [...] About Anthony [...]

  18. jeff rense Says:

    Hot on the heels of Congressman Jack Murtha charging the voters of western Pennsyvania as being racists who will probably hurt Barack Obama in that state comes the breaking news this evening that Murtha has cancelled a scheduled debate set

  19. The Financial Industry Takes Too Much and Gives Too Little : Information Security Resources Says:

    [...] Industry Takes Too Much and Gives Too Little December 1, 2008 by ADMIN · Comment By Anthony M. Freed, Editor – Information Security [...]

  20. U.S. Banking System Vulnerable to Sabotage : Information Security Resources Says:

    [...] System Vulnerable to Sabotage December 19, 2008 by ADMIN · Comment Feature Article By Anthony M. Freed, ♦ ISR Financial [...]

  21. Business & Finance Blogs » Blog Archive » Subprime Defaults Are Just The Beginning Says:

    [...] the big banks and mortgage lenders had to have done some sort of analysis of these POA loans (I know Anthony did when he worked for them, whether the executives ever really read them I don’t [...]

  22. bestelauto verzekering Says:

    Anthony,you deserve more than you got.Thanks for the information given in this report.I loved its pictures.

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